What Is Identity Theft And What Can You Do?
People, namely thieves, get hold of everyday articles that we use each and everyday. Everything from medical benefits, skimming, Child and Senior identity theft and the methods go on and on.
There are many different types of identity theft such as, mailbox raiding and dumpster diving, medical records, skimming, Corporate and Governmental data breach or hacking, social networking sites, child and senior ID theft.
When they use these methods, they get copy of things like Social Security numbers, driver’s licences, account numbers, credit card statements, checks and credit cards; to take over your identity to do all kinds of things like get medical services performed, IRS refunds, opening fake banks accounts, getting personal, car and home loans or are just able to transfer money from your account to one they have created. And the list goes on and on.
Here is a video report from ABC News regarding the increase in ATM machine data theft.
Identity Theft A Huge Example
There was a huge case of identity theft where the criminal, a convicted felon, not only stole more than $100,000 of credit card debt, obtained a federal home loan, and bought homes, motorcycles, and handguns in the victim’s name, but called his victim to taunt him — saying that he could continue to pose as the victim for as long as he wanted because identity theft was not a federal crime at that time — before filing for bankruptcy, also in the victim’s name.
While the victim and his wife spent more than four years and more than $15,000 of their own money to restore their credit and reputation, the criminal served a brief sentence for making a false statement to procure a firearm, but made no restitution to his victim for any of the harm he had caused.
That is just an example of how bad it can get!
So what do you do……..
Here are a few tips that you can implement in order to prevent identity thrift from the US Governement
-Don’t carry your Social Security card in your wallet or write it on your checks. Only give out your SSN when absolutely necessary.
-Protect your PIN. Never write a PIN on a credit/debit card or on a slip of paper kept in your wallet.
-Watch out for “shoulder surfers”. Use your free hand to shield the keypad when using pay phones and ATMs.
-Keep your receipts. Ask for carbons and incorrect charge slips as well. Promptly compare receipts with account statements. Watch for unauthorized transactions.
-Tear up or shred unwanted receipts, credit offers, account statements, expired cards, etc., to prevent dumpster divers getting your personal information.
-Store personal information in a safe place at home and at work. Don’t leave it lying around.
-Install firewalls and virus-detection software on your home computer.
-Check your credit report once a year. Check it more frequently if you suspect someone has gotten access to your account information.
Also there are these services called identity theft protection, but there is one that exceeds the VALUE provided.
MWR Life-Life Essentials Identity Theft protection is a very effective way to rid yourself of the potential damage of identity theft.
With MWR Life Essentials Identity Theft protection you get UNLIMITED access to the Fraud Resolution Specialists from CLC Incorporated.
CLC Inc has been a leader in legal and financial programs for (EA) Employee Assitance organizations, membership associations, insurance companies and national marketing entities throughout the United States and Canada since 1986. CLC provides services to over 27 million households and over 25,000 corporations.
The notification of the Fraud Resolution Specialist activates the Emergency Response Kit. This includes the 7 Step Fraud Resolution Emergency Response™ and also includes assisting Members with reporting fraud to: Credit Bureaus, Creditors, & Authorities.
You also get as a member a total of $25,000 Expense Reimbursement Insurance Coverage brought byAIG Inc. This policy is for Expense Reimbursement of any Identity Theft damage. You also get $500 per week for a maximum of 4 weeks to cover lost wages incurred by the identity theft damage.
The member will also be entitled for a 60-minute consultation with a network attorney in order to get assistance regarding any legal needs resulting from being a victim of Identity Theft. The member shall also be entitled to a 25% discount on the normal fees and charges of the legal network attorney. All of this protection and benefit for the low monthly price of $29.97 per month with a ONE time activation charge of $30!
Now I know that you have seen other identity theft protection for that same price and even higher. That is true for that one service, but let me explain the true VALUE and peace of mind of MWR Life-Life Essentials.
Here you can get more information and order MWR Life Essentials HERE and the other services.
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MWR Life Rep 